It’s Not If, but When!
7 out of 10 Americans over the age of 65 will need long-term care services during their lifetime. 1
Amazingly, many people under age 65 also need long-term care services.
What and How Much?
Of course no one knows exactly when they or a family member will need long-term care.
But when you do, what services will you need? How often will you need services? How much will those services cost – today and in the future?
Who Pays?
Many people believe their health insurance or Medicare will pay for long-term care. In reality, a very small portion of long-term care services are covered.
Others look to Medicaid as an alternative. It’s true, Medicaid pays for a substantial portion of long-term care, but only for those who have essentially spent down all of their assets and income.
Planning is the Key
When it comes to long-term care, knowledge is power.
With that power, you have the ability to plan for your future and prepare for the high likelihood of needing long-term care.
When should you start planning for long-term care? Today, because you never know when you or a family member may need long-term care.
Contact us today to speak with a professional who specializes in long-term care.
1 Federal Government Statistic at www.longtermcare.gov
*This is a solicitation for insurance.